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panoramique sea view in Mandelieu towards Cannes real estate view of monaco casino during christmas real estate view of cannes and the islands

REAL ESTATE PROPERTIES on the French Riviera - Côte d'Azur
Find your dream Villa or Apartment with our real estate team.

The AzurVilla Real Estate team has more than 40 years experience in buying and selling properties. Our original roots go all the way back to the Nordic countries where we started as a small family owned real estate agency in 1968 in Sweden. Since the end of the 90's Henrik Sellegard has taken responsibility for developing the French real estate market with the focus on the French Riviera.
We put a lot of effort into informing our clients about the upcoming and current real estate laws as most of the purchase clients are not French and rather from foreign countries with international experience. That is why we have a strong multinational property team who speak fluent English, French, German, Swedish, Dutch and Russian.
A word of warning when considering buying and selling a home on the French Riviera: make sure that the real estate agent carries a valid French Real Estate license and not just a real estate license from another European country.
Our sales team is always ready to collaborate with all serious and licensed agencies in the area from St. Tropez to Monaco. By collaborating, we can save you time by preselecting the most interesting villas and apartments that match your requirements in the area of your choice. We currently offer a general property listing with over 17,500 villas and apartments for sale with more than 300 agencies.
If you are in the market to buy a new home, please send us an email with your property requirements and we will send you a selection matching your requirements as closely as possible. To contact us please use this link: Contact Us
Author: Henrik Sellegard

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Our 6 latest Properties For Sale

Property: 2079005 House for sale in ASPREMONT
749 000 €
for sale in ASPREMONT Housefor sale in ASPREMONTfor sale in
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Property: 2074776 House for sale in Falicon
730 000 €
for sale in Falicon Housefor sale in Faliconfor sale in
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Property: 2004591 House for sale in Les Adrets-de-l'Estérel
2 490 000 €
for sale in Les Adrets-de-l'Estérel Housefor sale in Les Adrets-de-l'Estérelfor sale in
Property HouseHouse
Magnificent property in secure private estate of 140 hectares with tennis court, very quite yet just 5 minutes from the motorway. Superb quality materials, stone from Burgundy, lava surfaces, antique terra cotta tiles, very harmonious. Lounge giving onto large covered terrace. Large heated ozone pool with poolhouse comprising lounge and kitchenette/bar, hammam, dressing room and wc. Landscaped garden with fountains, various terraces, boules court. Carport and closed garage for 2 cars. More detailed description available
Property: 1994056 House for sale in Falicon
750 000 €
for sale in Falicon Housefor sale in Faliconfor sale in
Property HouseHouse
Property: 1974074 House for sale in Mandelieu-la-Napoule Hills
925 000 €
for sale in Mandelieu-la-Napoule Housefor sale in Mandelieu-la-Napoulefor sale in
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Property: 1934665 House for sale in Mandelieu-la-Napoule Hills
1 900 000 €
for sale in Mandelieu-la-Napoule Housefor sale in Mandelieu-la-Napoulefor sale in
Property HouseHouse
This charming property located only 12 minutes from Mandelieu center provides 4 bedrooms, big pool and mind-blowing views of the Mediterranean sea the Esterel Mountains.
See all our Apartments See all our Villas See all our Plots

Buying Real Estate Property in France – A Guide to the Purchase Procedure

When it comes to making a property purchase in France, it is essential to be well informed about the ‘dos and don’ts’. There are many pitfalls to be avoided and this summary aims to assist those who are considering a purchase or who have perhaps already started the process.

The following advice is relevant to purchases made with or without the need for a loan. The processes are very similar, with the main difference appearing in the pre-sales agreement or ‘Compromise de Vente’.

Selecting the right estate agent or agency is essential prior to starting the search for that dream property. For your own protection, ensure that he or she carries a valid licence called the "Carte Professionelle". Do not deal with agents who are operating illegally.

Any truly professional registered agent will first take some time to discuss with you your property requirements so that he has a feel for your likes and dislikes. Beware of the agent who does not want to listen to you, but merely wants to show you the first property that comes to mind.

Equally important is the mandate. Ensure that the agent has a valid mandate to sell the property, where the sales price and agent’s commission have been formally agreed. Property owners who are unwilling to sign a mandate have often only contacted an agent in order to obtain a valuation of their property. If their intention is to sell, it is quite likely that the asking price will be well above the market value.

So the search is over, the dream house has been identified, and you are ready to move on to the next rung of the property purchase ladder….financing the purchase!

“How much will a French bank be prepared to lend me?” The answer is not simple, as each bank has their own terms and conditions. Typically, French banks will finance up to 70%-80% of their own valuation of the property. This is calculated by the bank’s own specially appointed property evaluator and is not based upon the agreed purchase price. In that rare case where the purchase price is lower than the evaluator’s estimate, then this figure will be used to calculate the amount the bank is prepared to finance.

Once the French bank has issued their loan terms, the next step is to formalise an agreement with the vendor in respect of the purchase price by making a written offer drafted by your selected registered real estate agent. Once the offer has been signed by the buyer it has to be countersigned by the vendor. A written offer is normally valid for only 2 weeks and at no time is the buyer obliged to proceed to purchase.

At this point, the "Compromis de Vente" should be drafted. It is advisable that this pre-sales agreement is drafted by a French Notary, and for English speakers, using a Notary who speaks fluent English can be especially helpful. Some Notaries are prepared to offer free translations of documents avoiding the expensive use of a certified translator on the day of completion.

If the property purchase is to be financed by a loan, the Notary will require details of the amount of the loan, the repayment period, and the maximum interest rate. All this information must be included in the “Compromise de Vente”.

Armed with a copy of the Compromise it is now possible, perhaps with the assistance of your real estate agent, to approach various financial institutions to obtain the best possible financing for your property.

Once the “Compromise de Vente” has been signed by both parties a seven day cooling off period begins. During this time an initial deposit payment of 5-10% of the purchase price should be made. As the buyer you also have the right to change your mind during this period, and can withdraw from the sale by sending a registered letter to the Notary who will then be obliged to refund any deposit already made.

In the event that the loan application is unsuccessful, a clause in the “Compromise de Vente” states that the contract can be cancelled and all monies refunded in full to the buyer.

The Notary must then establish with the Land Registry that the vendor is indeed the legal owner of the property. Details of any existing mortgages must be obtained to ensure that these are cleared upon completion of the sale. Finally the local authority has to be contacted to approve the sale as they always hold the first right of purchase. This long procedure (DIA) can often take up to 8 weeks to be completed.

The final piece in the jigsaw is the signature of the “Acte Authentique” (Bill of Sale). All issues will now have been resolved, and upon signature the buyer becomes the legal owner and all keys to the property are handed over. The real estate agent also receives his commission payment at this signing.

It is important to ensure that adequate insurance of the property has been taken out to coincide with the signing of the “Acte Authentique”. Any good real estate agent will help with this, along with the transfer of all utility bills for water, electricity, gas and telephone.

In brief, the purchase procedure in France is as follows:

  • A written offer made by the buyer agreeing upon the purchase prices is countersigned by the vendor
  • It is possible for the buyer and the vendor to take their own Notary, however just using one Notary will help to speed up the purchase
  • The Notary drafts the Compromise de Vente containing all relevant and specific clauses. Once explained and understood by the buyer and the vendor the pre- sales agreement is signed
  • The buyer must pay a 5-10% deposit into the Notary’s account. The money is held by the Notary until approximately 2-3 months later when the final “Acte Authentique” is signed
  • Time to approach banks and financial institutions to obtain the best possible loan terms
  • All legal documents must be obtained by the Notary as a requirement for the “Acte Authentique”
  • With a loan in place the Bill of Sale is normally signed approximately 3 months after the “Compromise de Vente”. In the unfortunate event that financing has not been obtained the sale is cancelled and the deposit returned
Author: Henrik Sellegard

By Henrik Sellegard Properties France - Real Estate Côte d'Azur - Immobiliére - Carte Professionnelle: 10585